Services

Look under the "Links" page for information about our federal insurance on your accounts.

 Services
[ Financial Calculators ]
  • Electronic Banking
  • SHARE ACCOUNTS (SAVINGS)
  • SHARE DRAFT ACCOUNTS (CHECKING)
  • CHRISTMAS CLUB ACCOUNTS
  • VACATION CLUB ACCOUNTS
  • LOANS, LOANS, LOANS
  • PAYROLL DEDUCTION
  • CERTIFICATES OF DEPOSIT
  • IRA ACCOUNT CERTIFICATES
  • 24-HR VOICE RESPONSE UNIT
  • FEDERAL INSURANCE UP TO $250,000.00 (BY THE NCUA)
  • TRAVELERS CHEQUES
  • MONEY ORDERS
  • NOTARY SERVICE (FREE)
  • DISCOUNT CARDS
  • DEPOSIT SLOT IN MAIN LOBBY OF LEE HOSPITAL, LVV BRANCH, & RICHLAND BRANCH.
  • FAMILY MEMBERS MAY JOIN
  • DIRECT DEPOSIT OF SOCIAL SECURITY CHECKS AND OTHER RECURRING GOVERNMENT PAYMENTS
  • ATM/DEBIT CARD ACCESS
  • MASTERMONEY DEBIT (CHECK CARDS)
  • VISA CARDS
  • ELECTRONIC INCOME TAX FILING
  • ELECTRONIC BILL PAYING VIA INTERNET
 SHARE ACCOUNTS

THESE ACCOUNTS PAY A COMPETITIVE DIVIDEND RATE THAT IS PAID QUARTERLY. THE ACCOUNT IS AVAILABLE TO YOU AT ANY TIME FOR EITHER DEPOSIT OR WITHDRAWAL. DEPOSITS MAY BE MADE EITHER IN PERSON, VIA MAIL , OR VIA PAYROLL DEDUCTION. WITHDRAWALS MAY BE MADE IN PERSON OR VIA MAIL TO YOUR HOME.

 SHARE DRAFT (CHECKING) ACCOUNTS

WE HAVE CHECKING ACCOUNTS WHICH MAY PAY A DIVIDEND. WE OFFER MANY DIFFERENT STYLES OF CHECKS. YOU ALSO DO NOT NEED TO MAINTAIN A MINIMUM BALANCE TO AVOID SERVICE FEES. THE CREDIT UNION WILL ACCEPT DIRECT DEPOSITS TO YOUR SHARE DRAFT ACCOUNT. STATEMENTS ARE MAILED MONTHLY AND DIVIDENDS ARE PAID QUARTERLY.

 CHRISTMAS CLUB ACCOUNTS

OUR SELF-DIRECTED ACCOUNTS ARE ALSO READILY ACCESSIBLE TO YOU. YOU MAY WITHDRAWAL ANYTIME DURING THE YEAR, NOT JUST AT ONE TIME. OR IF YOU PREFER, WE ALSO OFFER THE TRADITIONAL CHRISTMAS CLUB WHERE WE MAIL YOU YOUR MONEY IN OCTOBER.

 LOANS, LOANS, LOANS

WE OFFER MANY DIFFERENT TYPES OF LOANS, YOU MAY BORROW FOR ALMOST ANY PURPOSE. INTEREST IS CALCULATED AT THE MOST BENEFICIAL METHOD FOR THE BORROWER. DIFFERENT TYPES OF LOANS INCLUDE: PERSONAL, SHARE PLEDGE (100% OF FUNDS ON DEPOSIT), NEW AUTOS, USED AUTOS, OTHER COLLATERALIZED LOANS (MOTORCYCLES, MOTOR HOMES, TRAILERS, BOATS, ETC.), STUDENT LOANS, HOME EQUITY LOANS, LINES OF CREDIT, AND FIRST MORTGAGES.