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Shares

Credit Union savings accounts are called SHARES because as a member, you “share” ownership of the credit union. You share from a pool of money that is loaned to members at reasonable rates and also invested by the credit union.

To gain membership into HealthCare First Credit Union, a Member is required to make a minimum deposit of $5.00 into a Regular Share Account. Since each member has a Regular Share Account, why not help it grow! Making regular deposits over the counter, by mail, or through convenient payroll deduction, a member’s savings will grow and can help you achieve your financial goals.

Dividends are paid quarterly on the average daily balances and are posted to your account the last day of the quarter.

Dividends are declared by the Board of Directors each quarter and cannot be guaranteed.

Share Drafts

Tired of paying monthly fees? Look no further — our Share Draft Accounts will give you these benefits:

  • No minimum balance
  • No Dividends are paid
  • No monthly service fees
  • No per check fee
  • Unlimited check writing
  • Easy deposits – Make deposits in person, by mail, ACH, direct deposit, or payroll deduction
  • Overdraft protection from your regular Share Account
  • No storage of canceled checks – duplicate check writing
  • Monthly statements
  • Automatic payment withdrawals
  • Visa Debit Card Application

Join the members who already have a Share Draft Account and share the benefits, the ease, and the savings.

Just one more reason why we say, “Our Commitment is YOU!”

Truth in Savings Disclosures are available at the Credit Union Office.

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